Insurance Archives

September 18, 2026

What Is a Wind Mitigation Inspection and How Much Can It Save You?

Florida hands homeowners very few easy wins on insurance costs. This is one of them. A wind mitigation inspection costs less than a nice dinner, takes about an hour, and…

August 24, 2026

Does the 25% Roof Replacement Rule Still Apply in Florida?

For years, one paragraph of the Florida Building Code forced thousands of homeowners into full roof replacements they never planned for. It became known as the 25% roof replacement rule,…

August 19, 2026

Does a New Roof Lower Homeowners Insurance in Florida?

Florida homeowners pay some of the highest insurance premiums in the country. Statewide averages now run between roughly $3,200 and $4,500 per year, and coastal properties pay well beyond that.…

August 17, 2026

What Is a Roof Certification Inspection and When Do You Need One?

Your insurance company just asked for proof that your roof has life left in it. Or your renewal is coming up, your roof turned 15 this year, and you want…

January 20, 2025

Why Winter is the Perfect Time for Roof Repairs in Florida

Winter in Florida may not bring snowstorms or freezing temperatures like northern states, but it does provide a unique window of opportunity for homeowners to address roof repairs and maintenance.…

November 18, 2024

How to Handle Roof Damage After a Storm or Hurricane

When a storm or hurricane sweeps through, your home’s roof often bears the brunt of the elements, protecting everything inside from wind, rain, and debris. However, after the storm passes,…

October 21, 2024

How Regular Roof Maintenance Can Save You Money in the Long Run

Your roof is one of the most critical components of your home, providing protection from the elements and ensuring the structural integrity of your house. However, like any part of…

October 7, 2024

Top 5 Signs You Need a Roof Replacement in Florida

Living in Florida offers a lot of benefits, from beautiful weather to scenic landscapes. However, homeowners also face unique challenges due to the state’s climate, including heavy rains, strong winds,…

September 16, 2024

The Importance of Regular Roof Inspections

Your roof is your home’s first line of defense against the elements. It shields you and your family from rain, wind, heat, and other environmental factors. Despite its crucial role,…

January 16, 2023

Determining Whether You Need A Lightning Rod On Your Home

A lightning rod, also called a finial, is a metal rod attached to the highest point of a building to safely redirect lightning strikes into the ground rather than through…

November 7, 2022

How To Find A Reliable Roofing Contractor

Finding the right roofing contractor isn’t something that should cause you stress. Although this may seem like a daunting task, choosing the right person for this job is actually much easier than…

October 17, 2022

How Installing A Shingle Roof Will Impact Your Home’s Value

Your home’s look has a significant impact on curb appeal. Additionally, having a shingle roof installed will also greatly improve your home’s overall value. This is why you’ll want to…

Done Rite Roofing, Inc.